Tax Strategy •

IRS 401(k) and IRA Contribution Limits Guide for 2026

Complete breakdown of IRS 401k contribution limits, IRA limits, and catch-up rules.

IRS 401(k) and IRA Contribution Limits Guide for 2026

1. 2026 401(k) Elective Deferrals

The standard limit is ,000 for workers under 50.

Published by RetireWise Go Editorial Team

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