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Coast FIRE Milestone Calculator

Find out when your invested nest egg is large enough that you can stop saving for retirement entirely.

Coast FIRE Timeline

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Your Coast FIRE Status

Required Today
$101,200
To coast to age 65
Target by Age 35
$131,500
Without another penny added

What Exactly Is Coast FIRE?

Coast FIRE (Financial Independence, Retire Early) means having invested enough money early in life that, without saving another dime, your portfolio will grow to support a traditional retirement by the time you reach age 65 due to the exponential magic of compound interest.

Why It Matters

Instead of saving 40% to 60% of your paycheck for decades, reaching Coast FIRE allows you to drop your savings rate to 0%. You only need to earn enough to cover your current annual expenses. You can switch to part-time consulting, pursue creative passions, or take extended sabbaticals without threatening your future security.